Foreclosures Moratorium Part 2

Someone give me an example how this moratorium helps anything???

Currently loss mitigation departments of the mortgage companies are extremely aggressive and do anything possible to help the current home-owner and do not want to take the property back. Of course there are always going to be some home-owners that are just going to walk and not want to even try to work things out. Now we are telling these banks that they can not foreclose?

Seriously someone give me an example of how this helps anything??